@font-face{font-family:"Familjen Grotesk";src:url(../fonts/familjen.woff2) format("woff2");font-weight:400 700;font-display:swap}
@font-face{font-family:"Literata";src:url(../fonts/literata.woff2) format("woff2");font-weight:200 900;font-display:swap}
:root{
  --paper:#F4F7F6;--card:#FFFFFF;--ink:#14233B;--ink-2:#3E4E64;--pine:#0E6B5C;--pine-ink:#FFFFFF;
  --pine-soft:#D6E8E3;--amber:#E8A317;--coral:#C9473F;--rule:#C9D7D2;--mist:#EAF1EF;
  --display:"Familjen Grotesk",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --text:"Literata",Georgia,"Times New Roman",serif;
  color-scheme:light;
}
@media (prefers-color-scheme:dark){:root{
  --paper:#0F1B2C;--card:#16263C;--ink:#E6EEF0;--ink-2:#B4C3CF;--pine:#3FB39C;--pine-ink:#0B1A28;
  --pine-soft:#173A3A;--amber:#F1B53A;--coral:#EF7A72;--rule:#2A3D57;--mist:#132338;color-scheme:dark}}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--text);font-size:1.0625rem;line-height:1.7;font-optical-sizing:auto}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--pine);text-underline-offset:.18em;text-decoration-thickness:1px}
a:hover{text-decoration-thickness:2px}
:focus-visible{outline:3px solid var(--amber);outline-offset:3px;border-radius:2px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:var(--paper);padding:.6rem 1rem;z-index:10}
.skip:focus{left:1rem;top:1rem}
.wrap{max-width:1140px;margin:0 auto;padding:0 clamp(18px,4vw,40px)}
h1,h2,h3,.brand,.btn,.calc,.facts dt,table,figcaption,.steps h3,summary,.lang a{font-family:var(--display)}
h1,h2,h3{line-height:1.08;margin:0 0 .5em;font-weight:650;letter-spacing:-.015em}
h1{font-size:clamp(2.35rem,5.6vw,4.3rem);letter-spacing:-.03em;line-height:1.0;max-width:14ch}
h2{font-size:clamp(1.7rem,3.2vw,2.5rem);max-width:22ch}
h3{font-size:1.25rem}
p{margin:0 0 1.1em;max-width:66ch}

/* header */
.top{border-bottom:1px solid var(--rule)}
.top .wrap{display:flex;align-items:center;gap:20px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;font-weight:650;font-size:1.2rem;color:var(--ink);text-decoration:none;letter-spacing:-.01em}
.brand svg{width:32px;height:32px}
.nav{display:flex;gap:22px;margin-left:auto}
.nav a{font-family:var(--display);color:var(--ink);text-decoration:none;font-size:.98rem}
.nav a:hover{color:var(--pine)}
.lang{display:flex;border:1px solid var(--rule);border-radius:6px;overflow:hidden}
.lang a{padding:.3rem .55rem;font-size:.85rem;color:var(--ink-2);text-decoration:none}
.lang a[aria-current]{background:var(--ink);color:var(--paper)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;background:var(--pine);color:var(--pine-ink);font-weight:600;
  text-decoration:none;padding:.85rem 1.4rem;border-radius:6px;font-size:1.02rem;border:2px solid var(--pine);line-height:1.2}
.btn:hover{background:var(--ink);border-color:var(--ink);color:var(--paper)}
.btn.small{padding:.5rem .9rem;font-size:.92rem}
@media (max-width:860px){.nav{display:none}.top .lang{margin-left:auto}}
@media (max-width:420px){.top .btn.small{display:none}}

/* hero */
.hero{padding:clamp(40px,7vw,92px) 0 clamp(40px,6vw,72px)}
.hero .wrap{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:clamp(32px,5vw,72px);align-items:center}
.lede{font-size:1.16rem;color:var(--ink-2);margin-top:1.1rem}
.actions{display:flex;flex-wrap:wrap;gap:14px 22px;align-items:center;margin:1.8rem 0 1.2rem}
.actions a:not(.btn){font-family:var(--display);color:var(--ink)}
.risk-mini{font-size:.9rem;color:var(--ink-2);border-left:3px solid var(--amber);padding-left:.8rem;max-width:52ch}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr}}

/* calculator */
.calc{background:var(--card);border:2px solid var(--ink);border-radius:12px;box-shadow:8px 8px 0 var(--pine);padding:22px 22px 18px}
.calc h2{font-size:1.35rem;margin:0 0 14px;max-width:none}
.calc label,.calc .lbl{display:block;font-size:.86rem;color:var(--ink-2);margin:0 0 6px}
.calc .row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
.seg{display:grid;grid-template-columns:1fr 1fr;border:1.5px solid var(--ink);border-radius:8px;overflow:hidden;margin-bottom:14px}
.seg input{position:absolute;opacity:0;pointer-events:none}
.seg label{margin:0;text-align:center;padding:.55rem;font-size:.98rem;color:var(--ink);cursor:pointer}
.seg input:checked+label{background:var(--ink);color:var(--paper)}
.seg input:focus-visible+label{outline:3px solid var(--amber);outline-offset:-3px}
.calc input[type=number],.calc select{width:100%;font:500 1.05rem var(--display);color:var(--ink);background:var(--paper);
  border:1.5px solid var(--rule);border-radius:7px;padding:.55rem .6rem;font-variant-numeric:tabular-nums}
.calc select:disabled{opacity:.5}
.out{border-top:2px dashed var(--rule);margin-top:6px;padding-top:14px;display:grid;grid-template-columns:1fr 1fr;gap:10px 14px}
.out div{min-width:0}
.out dt{font-size:.84rem;color:var(--ink-2)}
.out dd{margin:0;font-size:1.55rem;font-weight:650;font-variant-numeric:tabular-nums;letter-spacing:-.01em;overflow-wrap:anywhere}
.out .wide{grid-column:1/-1}
.out .wide dd{font-size:1.05rem;font-weight:500}
.calc .fine{font-family:var(--text);font-size:.84rem;color:var(--ink-2);margin:10px 0 0}

/* sections */
.block{padding:clamp(48px,7vw,96px) 0;border-top:1px solid var(--rule)}
.block.tint{background:var(--mist)}
.cols{display:grid;grid-template-columns:minmax(0,1fr) 250px;gap:20px 56px;align-items:start}
.cols>*{min-width:0}
.cols>.full{grid-column:1/-1}
.side{font-size:.95rem;line-height:1.6;color:var(--ink-2);border-top:3px solid var(--amber);padding-top:.8rem;margin-top:.4rem}
.side p{margin:0}
@media (max-width:900px){.cols{grid-template-columns:1fr}.side{max-width:66ch}}
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(28px,5vw,64px);align-items:center}
@media (max-width:860px){.split{grid-template-columns:1fr}}
.pic{border-radius:14px;overflow:hidden;border:2px solid var(--ink)}
.pic img{width:100%}

/* facts (triples) */
.facts{margin:2.4rem 0 0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,440px),1fr));border-top:2px solid var(--ink)}
.facts div{display:grid;grid-template-columns:150px 1fr;gap:12px;padding:.85rem 0;border-bottom:1px solid var(--rule)}
.facts dt{font-weight:600;font-size:.95rem}
.facts dd{margin:0;font-size:.98rem}
@media (min-width:700px){.facts div:nth-child(odd){padding-right:28px}}
@media (max-width:420px){.facts div{grid-template-columns:1fr;gap:2px}}

/* figures */
figure{margin:2rem 0}
figcaption{font-size:.9rem;color:var(--ink-2);margin-top:.7rem;max-width:70ch}
.chart{background:var(--card);border:1.5px solid var(--rule);border-radius:12px;padding:clamp(14px,2.5vw,26px)}
.chart h3{font-size:1.08rem;margin:0 0 12px}
.chart svg text{font-family:var(--display);fill:var(--ink)}
.chart .muted{fill:var(--ink-2)}
.chart .bar{fill:var(--pine)}
.chart .bar2{fill:var(--amber)}
.chart .track{fill:var(--mist)}
.chart .pill{fill:none;stroke:var(--rule)}
.chart .base{stroke:var(--rule)}
.chart .tok{fill:var(--pine-soft);stroke:var(--pine)}

/* table */
.tablewrap{overflow-x:auto;margin:1.6rem 0 .6rem;border:1.5px solid var(--rule);border-radius:12px;background:var(--card)}
table{border-collapse:collapse;width:100%;min-width:720px;font-size:.96rem}
th,td{text-align:left;padding:.75rem .9rem;border-bottom:1px solid var(--rule);vertical-align:top}
thead th{font-weight:600;color:var(--ink-2);font-size:.86rem;background:var(--mist)}
tbody th{font-weight:650}
td.n{font-variant-numeric:tabular-nums;white-space:nowrap}
tbody tr:last-child>*{border-bottom:0}
td.g{font-family:var(--text);font-size:.93rem}
.note{font-size:.9rem;color:var(--ink-2)}

/* steps */
.steps{list-style:none;padding:0;margin:1.6rem 0 0;counter-reset:s;display:grid;gap:0}
.steps li{counter-increment:s;display:grid;grid-template-columns:64px 1fr;gap:6px 18px;padding:1.1rem 0;border-top:1px solid var(--rule)}
.steps li::before{content:counter(s);font:650 2.2rem/1 var(--display);color:var(--pine);grid-row:span 2}
.steps h3{margin:.15rem 0 .2rem}
.steps p{margin:0}

/* faq */
.faq{margin-top:1.4rem;border-top:2px solid var(--ink)}
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{cursor:pointer;list-style:none;padding:1.05rem 2.2rem 1.05rem 0;font-weight:600;font-size:1.1rem;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:.3rem;top:.85rem;font-size:1.5rem;color:var(--pine);font-weight:500}
.faq details[open] summary::after{content:"\2212"}
.faq details p{margin:0 0 1.2rem}

/* final + footer */
.final{background:var(--ink);color:var(--paper);padding:clamp(48px,7vw,88px) 0}
.final p{color:inherit;opacity:.85}
.final .btn{background:var(--amber);border-color:var(--amber);color:#14233B}
.final .btn:hover{background:var(--paper);border-color:var(--paper);color:#14233B}
@media (prefers-color-scheme:dark){.final{background:#08111D;color:#E6EEF0}}
footer{padding:36px 0 48px;font-size:.88rem;color:var(--ink-2)}
footer p{max-width:90ch}
footer .meta{display:flex;flex-wrap:wrap;gap:8px 24px;align-items:center;margin-top:1rem}